The speculation Pyramid, Think in Reverse

The idea of an venture pyramid is based on building the foundation (the bottom) the middle (some risk but higher reward) and the top (high risk and high reward).

The notion is simple, build your base and add the other portions as you work to gain your financial goals. That is the way the venture guys teach it and for many the notion has worked. For me I prefer a separate look, I prefer to stay at the lowest and enjoy the no risk and lower bonus venture options.

The Food Pyramid

The foundation is built with no risk and lower yielding venture options such as Us Treasuries, bank cds, assurance annuities and other safe products. As the pyramid grows, more and more risk is assumed and with it should be assumed more yield.

Here is where I disagree with the pyramid, I want to stay with the safe and procure part of the pyramid and to help offset the lower yield I will add options such as earnings guarantees.

By using the safe and procure part combined with earnings options offered by annuities I can fulfill my financial objectives without the exposure to risk. Victorious financial planning is nothing else but about earnings and how to say enough cash flow to overcome the time to come demands of life. By staying with protection I am able to realize my goals without the added burden of risk.

Some ready options can consist of Lifetime income, earnings for practically any time duration and earnings based on a specific amount per month. The venture pyramid can be a helpful tool when planning while your accumulation duration but there is always a point in all planning that staying in protection makes good sense.

Consider staying in the lowest or the foundation part of the venture pyramid with your foremost relinquishment money.

The speculation Pyramid, Think in Reverse